Self-directed precious metals retirement accounts. This is the vertical with the most scams — read our warnings before you sign anything.
Self-directed precious metals IRAs are a legitimate product — but the industry that sells them is one of the most aggressively marketed corners of the financial world. We list IRA providers with factual descriptions only. We do not receive referral fees, we do not endorse any provider, and we strongly recommend reading our warnings below before contacting any company. Know the fees before you sign anything.
The gold IRA industry is rife with high-pressure phone sales, misleading fee structures, and bait-and-switch tactics. Common red flags include:
Undisclosed fees — Setup fees, annual storage fees, insurance fees, and transaction fees that aren't clearly stated upfront.
Numismatic coin upsells — Steering you toward “collectible” coins with 50–200% markups instead of standard bullion.
Celebrity endorsements — A famous spokesperson does not make a company trustworthy.
Urgency tactics — “Gold is about to spike” or “This offer expires today” are sales tactics, not market analysis.
Self-directed precious metals IRA provider. Offers gold and silver IRA rollovers. A+ BBB rating. Minimum investment typically required.
Precious metals IRA company offering gold and silver retirement accounts. Provides educational resources and one-on-one web conferences. Transparent fee structure published online.
Precious metals dealer offering gold and silver IRAs as well as direct purchases. In business since 2003. A+ BBB rating.